Low Cost 401(k) Plans
At LT Trust, we believe that everyone should have the ability to save and invest in their future. That's why we are offering two affordable plans, called "Core" and "Premier". In an industry filled with hidden fees and complex pricing, LT Trust has set itself apart by offering the best value in the industry.
A 401(k) Plan Built for You
Flexible
With flexible plan designs you can build the right retirement plan today for your future.
Experience
Client service team averages 17+ years in the industry.
Cost-Effective
Competitive and transparent pricing so all parties know what they're paying for.
Investment Options
low cost mutual funds with institutional level investments.
Integrated
Dozens of Payroll integrations to simplify eligibility and payrolll processing.
Superior Client Service
95% first call resolution.
Industry-Leading Technology
LT Trust is excited to provide our cutting edge 401(k) technology. All of LT Trust's financial technology was created with sponsors, participants, and individuals in mind. We now offer dynamic reporting, state of the art website data vizualization, and seamless mobile applications right in the palm of your hand.
If you have questions about how LT Trust is innovating the 401(k) industry. Take a look out our technology page, where we highlight the different website and mobile apps we are now currently offering.
Base: $1,000
Per Participant: $60
Asset-Based: 0.05%
Base: $1,600
Per Participant: $36
Asset-Based: 0.10%
| Core | Premier | |
|---|---|---|
| Available To | Start-up plans only | Start-up and takeover/conversion plans |
| Business Size | Less than 100 | Any Size |
| Automatic Enrollment | Required | Optional |
| Safe Harbor | Required | Optional |
| Investment menu | Basic | Choose among 30,000+ options |
| Managed Accounts | Included at no additional charge | Included at no additional charge |
| Loans | Optional | Optional |
| Payroll Support | Included | Included |
| New Comparability Plan Design | Available for additional fee | Available for additional fee |
| 3(16) Fiduciary | Available for additional fee | Available for additional fee |
| Self-Directed Brokerage | No | Optional |
| Mobile Apps (Advisor, Sponsor, and Participant) | Included | Included |
| Push Notifications (Advisor, Sponsor, and Participant) | Included | Included |
Build your Future with LT Trust
At LT Trust We are committed to providing our customers with a great retirement experience. Our goal is to make retirement as affordable as possible for companies and their employees, while at the same time, protecting your company from fiduciary liability. Sign up for an affordable and easy-to-manage 401(k) plan through LT Trust, today.
Don’t hesitate to reach out by scheduling a meeting or call us at (833) 458-4015 and find out how LT Trust can help you.